Last updated: January 2025
These Terms and Conditions govern your use of the Optimal Fund Reserve website and services. By accessing our website or engaging our services, you agree to be bound by these Terms.
Services
Optimal Fund Reserve provides financial advisory, lending, insurance and investment management services to clients across the United States. Specific service terms, fees and conditions are detailed in separate engagement letters and service agreements.
Fiduciary Standard
Our advisors operate under a fiduciary standard under the Investment Advisers Act of 1940. Insurance and lending services may be facilitated through licensed third-party carriers and lenders. We receive no commissions from product recommendations.
Professional Advice Disclaimer
Information on this website is for general informational purposes and does not constitute personalized financial, tax or legal advice. Consult with a qualified advisor before making financial decisions. Past performance is not indicative of future results.
Account Responsibilities
- Provide accurate and complete information
- Maintain confidentiality of account credentials
- Notify us immediately of unauthorized access
- Accept responsibility for all activities under your account
Fees and Billing
Membership fees are billed monthly in advance. Investment management fees are billed quarterly based on assets under management. All fees are disclosed in writing before engagement. Cancellations are effective at the end of the current billing cycle.
Limitation of Liability
To the maximum extent permitted by law, Optimal Fund Reserve shall not be liable for indirect, incidental, special or consequential damages arising from the use of our services. Total liability is limited to the fees paid in the preceding 12 months.
Governing Law
These Terms are governed by the laws of the State of Illinois, United States of America. Any disputes shall be resolved in the courts located in McLean County, Illinois.
Contact
Questions about these Terms? Contact us at info@optimalfundreserve.info or (615) 373-2320.